Written by Chad Birt on Wed Jun 18 2025.
HSA and FSA accounts make saving for medical expenses, like copays, prescription medication, and deductibles easy. But did you know these funds can also be used to purchase over-the-counter products, like vitamins and nutritional supplements?
This buying guide highlights some of our favorite items in both product categories. With cold and flu season fast approaching, there’s no better time to stock up on these essential supplies!
The vitamins and supplements featured in this shoppable guide are all FSA/HSA eligible. To make shopping easier, we’ve separated them into two categories –– general vitamins & supplements and immune support.
Each featured item includes a product description, a brief list of key benefits & features, and whenever possible, real customer feedback.
Important Note: Always consult with your healthcare provider or a qualified professional before starting any new vitamin or supplement regimen, especially if you have underlying health conditions or are taking other medications.
Here are 6 HSA/FSA eligible vitamins and supplements. Each featured product is one of our best selling items and is endorsed by our caregiving community.
A prenatal vitamin is crucial if you’re pregnant or trying to conceive. These supplements help fill nutritional gaps and provide essential vitamins and minerals, like folic acid (folate), to prevent birth defects and support a healthy pregnancy.
Key Benefits & Features
FSA/HSA eligible
Each bottle contains 100 tablets
Includes vitamins C and D and zinc for immune system support.
Includes vitamins A and E to support eye and skin health in growing babies.
Includes vitamins B-6, B-2, and B-12 as well as iron and niacin to support energy and general vitality.
Nature’s Bounty Vitamin B-12 1,000 mcg aids in the conversion of food into cellular energy and contributes to cardiovascular, circulatory, and nervous system health. Our Vitamin B-12 supplement is made using Cyanocobalamin, a vegetarian-friendly form of B-12. Contains 200 tablets.
Key Benefits & Features
FSA/HSA eligible
Supports Cardiovascular and Circulatory System Health.
Helps Maintain Healthy Nerve Cells.
Suitable for Vegetarians.
Try these prebiotic gummies if you prefer eating fiber instead of drinking it. Taking just three gummies daily provides five grams of fiber, the equivalent of one cup of broccoli florets or an apple. Even better? These gummies are made with prebiotic fiber which feeds the “good” microorganisms in your gut.
Key Benefits & Features
FSA/HSA eligible
Made with chicory root fiber which promotes regularity and supports digestion.
Hilma uses only the highest quality ingredients. The company is also Clean Label Project Certified.
These gummies are gluten, soy, and nut-free so they’re safe for those with allergies.
According to the National Poll on Healthy Aging, up to 70% of older adults suffer from joint pain. These symptoms are most common in women 65+ but men aren’t immune. Osteo Bi-Flex Joint Health provides an effective, all-natural solution for joint pain and stiffness. It’s the #1 pharmacist-recommended brand and many users experience improved joint comfort within a week of starting supplementation.
Key Benefits & Features
FSA/HSA eligible
Contains glucosamine to maintain joint cartilage and help strengthen the joints.
Contains Joint Shield a proprietary herbal extract that alleviates joint pain and stiffness.
Contains 5-LOXIN Advanced, an ingredient extracted from the Boswellia serrata tree that promotes joint mobility, comfort, and health.
The older you get, the more likely you are to experience vision problems like cataracts, glaucoma, and diabetes-related eye complications. These issues can’t be prevented entirely, but a vision-supporting supplement can reduce your risk. Occuvite contains a specially formulated blend of lutein, zeaxanthin, omega-3, and antioxidants to protect eye health and replenish essential vision-supporting nutrients.
Key Benefits & Features
HSA/FSA eligible
Provides the essential nutrients adults 50+ need to maintain sharp vision and healthy eyes.
Taking one soft gel daily provides 24 hours of vision support.
Contains lutein and zeaxanthin –– nutrients that reduce inflammation, enhance vision, and protect the eyes from the sun’s harmful UV rays.
Omega-3, 6, and 9 are essential fats that support the skin, heart, and joints. They’re found in foods like walnuts, almonds, salmon, and sardines, but not everyone gets enough of them through diet alone. Taking a supplement like Glucoflex Omega can increase access to these fatty acids and support well-being.
Key Benefits & Features
HSA/FSA eligible
Supports heart and skin health.
Supports joint health, strength, and flexibility.
Provides 1,200 milligrams of olive, flax seed, and fish oils per serving.
While often top-of-mind during colder months, supporting your immune system is a year-round priority. These powerful supplements can help fortify your body's natural defenses, keeping you and your loved ones resilient no matter the season.
These vegan gummies are packed with powerful ingredients like elderberry, vitamin C, and zinc to help keep your immune system strong. No more choking down pills or sugary syrups – our gummies are a tasty and convenient way to support your health, all year round.
Key Benefits & Features
HSA/FSA eligible.
These gummies contain a blend of immune-supporting superstars, including elderberry, echinacea, vitamin C, and zinc.
These gummies contain melatonin and l-theanine to promote restful, rejuvenating sleep.
Each bottle contains 36, berry-flavored gummies.
Cure Hydration Electrolyte Drink Mix is formulated using the World Health Organization’s proven ORS (Oral Rehydration Solution) formula, providing hydration as effectively as an IV drip. This clean, natural drink mix contains no added sugar, artificial sweeteners, or sugar alcohols and is crafted to be Non-GMO Project Verified, Vegan, Kosher, and Gluten-Free.
Key Benefits & Features
HSA/FSA eligible.
No added sugar, artificial sweeteners, or sugar alcohols.
Electrolytes from coconut water & pink himalayan salt.
Made for everyone! Adults and children 1 or older.
Try these elderberry lozenges to relieve a sore throat or cough and support your immune system at the time. Each serving (one lozenge) contains 200 milligrams of elderberry fruit extract and immune-supporting vitamin C and echinacea.
Key Benefits & Features
HSA/FSA eligible.
Each serving contains over 150% of the daily requirement for vitamin C.
Keeps your throat comfortable and supports a healthy immune response.
Tastes great.
If you’re new to shopping with an HSA or FSA it’s normal to have questions. Our friendly Care Specialists are here to support you each step of the way. We can help, whether you need product recommendations or have a specific question about one of the vitamins and supplements featured in this guide. Call (800) 696-CARE today or email support@carewell.com.
If your family invests in an FSA or HSA, using the account to its full potential is crucial. With the right strategy, you can save a significant amount of money. But to be successful, you need to know which caregiving supplies are FSA and HSA-eligible.
Read More >
If your family has recurring medical expenses, you’ve probably considered investing in a tax-advantaged account, like a health savings account (HSA) or a flexible spending account (FSA). Both HSAs and FSAs can help you save money on medical care and supplies, but each has distinct differences. To learn more, we connected with several financial experts. Here, we compare and contrast HSAs and FSAs and provide tips for shopping with either.
Read More >Chad Birt is a freelance medical writer who resides in Astoria, Oregon. When he isn't behind a keyboard, you can find him hiking, camping, or birdwatching with his wife Ella and their two dogs, Diane and Thoreau.
