8 FSA/HSA Eligible Products for Winter Skin Care

Chad Birt

Written by Chad Birt on Tue Nov 12 2024.

8 FSA/HSA Eligible Products for Winter Skin Care

Don't let your hard-earned funds go to waste! Many flexible spending accounts (FSA) and health savings accounts (HSA) have spending deadlines. Using your funds to stock up on essentials is a great way to stay prepared and get the most from your benefits.

To help you get started, we've created a curated list of our favorite winter skincare products. Whether you're looking to combat dry, flaky skin or simplify bed bathing for a loved one, this guide has something for everyone.

How we chose the products

We hand-picked a mix of our best-selling and top-rated skincare products. We also included real customer feedback to give you insight into how these products are helping people just like you.

8 FSA/HSA eligible skincare products for winter

Here are eight of our favorite winter skincare products, each with a breakdown of its key benefits and features, along with some pros and cons to help you decide what’s right for you.

1. Gold Bond Diabetics’ Dry Skin Relief

Gold Bond Diabetics Dry Skin Relief
Gold Bond Diabetics Dry Skin Relief

Price: $14.85

People with diabetes are at a higher risk of developing various skin problems, including dryness, rashes, and infections. While a healthy diet and regular exercise can help, skin issues may still occur. Gold Bond Diabetics’ Dry Skin Relief is a fantastic product to have on hand, with 9 out of 10 users reporting improved skin within just one hour.

Key Benefits & Features

  • Adds a protective layer of moisture to the skin that lasts 24 hours.

  • Absorbs quickly and is non-greasy.

  • No scent, so it’s suitable for people with sensory sensitivities.

Pros

  • This lotion is dermatologist-tested and approved.

  • The formula contains seven intensive moisturizers that hydrate and soothe the skin.

  • Treats dry, rough, and generally uncomfortable skin.

Cons

  • Some users say the lotion is too thick and leaves their skin feeling tacky.

  • Some users say the lotion leaves a foamy, soaplike residue on their skin.

Customer Review: “Finally something works! I purchased this for my 80-year-old Pops to help his dry, cracking feet. Within one week they are back to being soft.” - Debra W. 

2. Lubriderm Daily Moisture Lotion Plus Pro-Ceramide

Formulated to restore the skin's moisture barrier, this fragrance-free daily lotion is enriched with soothing shea butter and glycerin. It's clinically proven to hydrate skin for up to 24 hours, absorbing in seconds without a greasy feel.

Key Benefits & Features

  • Formulated to treat and prevent dry skin.

  • The lotion is fortified with vitamin B5 and other skin essential moisturizers.

  • The lotion is CHG-compatible, so it can be used with products containing CHG.

Pros

  • The lotion is scent-free, so it’s a good option for those with sensory sensitivities.

  • The lotion is non-greasy and leaves the skin feeling fresh.

  • Clinically shown to moisturize the skin for up to 24 hours.

Cons

  • Some users say the lotion makes their skin feel greasy.

  • Some users say the formula has changed and isn’t as effective as it used to be.

  • Even though the lotion is unscented, some users say it has a noticeable smell.

Customer Review: “I’ve always loved Lubriderm. The price for such a big bottle is outstanding!” - Denise M.

 

3. DermaRite DermaFungal Antifungal Cream

This antifungal cream is an essential addition to any medicine cabinet, helping to combat common fungal infections like athlete’s foot, ringworm, and jock itch. It contains 2% miconazole nitrate, a powerful antifungal, and creates a moisture barrier to soothe the skin and prevent infections from worsening.

Key Benefits & Features

  • Effectively treats fungal skin infections, including ringworm, jock itch, and athlete’s foot.

  • Creates a moisture barrier that protects the skin and promotes faster healing.

  • The 3.75-ounce package is compact and easily fits into a gym bag, backpack, or purse.

Pros

  • Quickly relieves itching and skin irritation.

  • The lotion is non-greasy and doesn’t leave any residue behind.

  • The lotion spreads easily and doesn’t cake.

Cons

  • This product isn’t recommended for people taking blood thinners, such as warfarin and Jantoven.

  • Not recommended for pregnant people or people who are breastfeeding.

  • Some users experience minor skin irritation, such as flaking skin, redness, and tenderness.

Customer Review: “Excellent cream. It works like a miracle.” - Angel R. 

4. Prevail Premium Washcloths Adult Personal Wipes

Prevail Wipes & Adult Washcloths with Lotion
Prevail Premium Washcloths Adult Personal Wipes

Price: $3.35 - $39.91

A family caregiver's best friend, these Prevail personal wipes are perfect for quick clean-ups, freshening up between baths, or assisting with diaper changes. Each 12x8-inch cloth is made of a soft, triple-layer fabric.

Key Benefits & Features

  • Each wipe is infused with skin-smart, hypoallergenic lotion to reduce skin irritation.

  • The single-hand dispenser makes it easy to grab one wipe at a time.

  • These wipes are soft and strong. They don’t easily rip or tear.

Pros

  • Each wipe is enriched with skin-friendly ingredients, including Aloe and vitamin E.

  • Strong yet soft washcloths, perfect for assisted care.

  • Alcohol free, latex free and clinically tested

Cons

  • Some users say the wipes dry out quickly.

  • Some users have told us the wipes may not be strong enough for changing incontinence products or for use during bed baths.

Customer Review: “These work great. They are lightweight but strong. Very well priced and available in good quantity.” - Brian G. 

5. 3M Cavilon No Rinse Skin Cleanser, Floral Scent

This no-rinse skin cleanser is ideal if you or a loved one use incontinence products. It effectively removes contaminants like urine and feces while keeping the skin soft, smooth, and free of irritation.

Key Benefits & Features

  • The formula can be safely applied to the perineum and other sensitive areas, so it can be used as an incontinence cleanser.

  • Cleans and sterilizes wounds, so it’s perfect for diabetic foot care.

  • Comes in a spray bottle that makes application easy and efficient.

Pros

  • Cleans wounds thoroughly, no water required.

  • Moisturizes and soothes the skin.

  • Has a light, floral scent that isn’t overpowering.

Cons

  • Users with sensory sensitivities may find the floral scent unpleasant.

  • Users with hand problems, like arthritis, may find the spray bottle hard to use.

Customer Review: “I like the fragrance of this product. It does what it says it’s supposed to do. I feel fresh when I use [it]. No sticky feeling when I rub it on my hands well.” - Andrea B.

6. TENA ProSkin Unscented Disposable Bathing Glove Wipes

If getting a loved one into a shower or bath is challenging due to limited mobility, these TENA ProSkin wipes are a great solution. They are pre-moistened with gentle cleansing lotion and can be warmed for a more soothing experience.

Key Benefits & Features

  • Disposable quick and easy to use for fragile skin and convenient care

  • Premoistened with gentle cleansing lotion

  • No water is necessary; The wipes are ready to use straight from the package.

Pros

  • Wipes can be placed in the microwave for 15 seconds to make bathing warm and comfortable.

  • The TENA® Bathing Glove is a soft, textured material that contains a mild cleansing formula.

  • Scent-free formulation for the most delicate skin.

Cons

  • A few users mention that the wipes can leave a soapy residue on their skin.

7. Medline Remedy Phytoplex Hydrating Shampoo and Body Wash Gel

When traditional bathing is difficult due to limited mobility, a no-rinse solution is a fantastic alternative. This Medline Remedy Phytoplex Hydrating Shampoo and Body Wash provides a gentle, all-in-one option for both hair and body that simplifies bed bathing and quick clean-ups.

Key Benefits & Features

  • Low-sudsing hydrating cleansing gel for use in the shower or as a no-rinse cleanser

  • Cleans and conditions both fragile hair and sensitive skin; sulfate-free formula helps maintain natural pH and moisture balance

  • Can be used on intact, irritated or denuded skin

  • Emollients and a touch of dimethicone help improve skin moisture; enhanced with Phytoplex and other botanicals

Pros

  • The tearless formula is gentle enough for even the most delicate skin. It's pH balanced to prevent irritation and effectively removes unpleasant odors.

Cons

  • Some users may prefer the feeling of a traditional bath or shower. The product might not be a good fit for those who prefer separate products for their hair and body.

Customer Review: “When I am sick and unable to get in the shower, the Medline Phytoplex Hydrating body wash not only works great but smells wonderful. I first used it when admitted to the hospital.” - Jan H. 

8. McKesson Lotion Soap, Fresh Scent, 18 oz. 

McKesson Lotion Soap, Fresh Scent, 18 oz. , 53-27857-18, Case of 12
McKesson Lotion Soap, Fresh Scent, 18 oz.

Price: $12.62 - $72.24

High-quality soap is essential for any caregiver's toolkit. This McKesson lotion soap fights germs and bacteria while also containing aloe and lotion to keep hands soft and smooth—perfect for frequent handwashing.

Key Benefits & Features

  • This soap contains aloe and lotion to prevent dry, chapped skin.

  • The soap comes in a convenient pump dispenser bottle for easy application.

  • Mild formulation is safe for even the most sensitive skin.

Pros

  • The scent is subtle and pleasant.

  • The soap creates a rich lather that cleans thoroughly.

  • The pH of this soap ranges from 6.0 to 7.0

Cons

  • Lotion soap is thicker and somewhat greasier than regular handsoap.

  • Some users with sensory sensitivities don’t like the smell.

Customer Review: “This is a super hand soap. It is creamy and lightly fragrant. Just a drop or two does a good job. In fact, the liquid soap reminds me of Ivory Soap, so that's a good thing!” - Chantal D. 

Get fast, free shipping & 30% off with Autoship

We want to make it as easy as possible to get the supplies you need. We offer fast, free shipping on all orders over $49. Plus, when you sign up for Autoship, you'll receive an additional 5% off each recurring order of our Carewell Incontinence Underwear.

Need help choosing the right products?

Choosing the right skincare products can be a challenge, especially if you or a loved one have skin conditions like eczema or psoriasis. If you have any questions or concerns, don't hesitate to reach out to our friendly Care Team. They speak both English and Spanish and can provide product recommendations tailored to your specific needs.

Call (800) 696-2273 or email support@carewell.com.

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Chad Birt

Chad Birt is a freelance medical writer who resides in Astoria, Oregon. When he isn't behind a keyboard, you can find him hiking, camping, or birdwatching with his wife Ella and their two dogs, Diane and Thoreau.